Now that savings rates have almost reached zero, many people are looking for an alternative to saving. We give you three tips.
1. Paying extra on your mortgage
It can be wise to use your savings to pay off extra on your mortgage. This way you save on your monthly housing costs and you may be more mortgage-free. It is also possible that you end up in a lower risk class, as a result of which your interest surcharge decreases or expires.
With many mortgage lenders you can repay a certain percentage, for example ten percent, per year. In addition, additional repayments are more interesting for certain mortgage types than for others. For a bank savings mortgage , for example, it is more complicated. So get well informed before you decide to repay extra.
2. Make your home more sustainable
You can make your home more sustainable in various ways, for example by insulating or purchasing solar panels and / or an HR boiler . By investing in sustainability, you are not only doing good for the environment, but you are also saving on your energy costs. In addition, a better energy label on your home increases value.
You can develop an online sustainability scan that allows you to calculate how much you can save with various energy-saving facilities within a few minutes.