Bad Credit Loans
Point Cook

Quick and Easy loan

with Our Best Bad Credit Loan Australia

Book an online appointment

01

Talk to our mortgage expert and discuss your needs

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Find the right lending solution that suits your needs

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Get approval for your loan in no time

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Do Not Let Bad Credit

History Hold You Back



    Why work with Finance Valley Point Cook?

    With our competitive finance rates and custom-tailored service, we get you the funding you deserve.

    Point Cook

    Point Cook is a suburb in Melbourne, Victoria, Australia, 22 km (14 mi) south-west of Melbourne’s Central Business District, located within the City of Wyndham local government area. Point Cook recorded a population of 66,781 at the 2021 census.

    Frequently Asked Questions

    It is a type of personal loan for those with bad credit history. Traditional banks consider you a high-risk borrower when you have poor credit, and it may get difficult for you to secure a loan. However, Finance Valley aims to help you with securing a loan by assessing your bad credit loan applications.

    Humans make mistakes. Sometimes, all it takes to drive your credit score down is a slip-up. You may end up getting bad credit due to:
    • Missed or late payment
    • Bankruptcy
    • Default on a loan
    • Credit card loan that has accrued beyond the repayment date
    At Finance Valley, we take a fresh approach and offer you a loan by not assessing you based on your credit history.

    At Finance Valley, our criteria are straightforward. For a bad credit loan, you must:
    • Provide proof of identification
    • Have a regular income
    • Be over 18